Serving the Needs of Surgeons for Over 65 Years

We understand your hectic schedule. That's why we're here to make it easy to evaluate your insurance needs, costs and for you to apply online.

Level Term Life
Long-Term Disability
Accidental Death and Dismemberment
Valuable Package 35% Discount
Up to $4 million in coverage with guaranteed premiums up to 20 years As a member you have access to exclusive member-only rates for the 10, 15 or 20-year term, with the option to add up to $2 million in spousal coverage. You can also receive a 35% discount when you bundle with select products.
Collect up to $20,000 a month, $240,000 a year while disabled This exclusive protection helps replace up to 70% of the income you’d lose, if a covered serious illness or injury prevents you from working. It helps protect your financial security, and your lifestyle.
Up to $500,000 to help you and your family cope with a crippling or fatal accident We offer our members personal coverage amounts up to $500,000 and spousal coverage up to $100,000 at member-only premium rates.
Buy at least one coverage from each of the three product categories 1. Group Term Life: 10-, 15-, or 20-Year Level Term Life; and/or Traditional Term Life.
2. Group Disability Income: Long-Term, Short-Term Disability, and/or Office Overhead Expense Disability.
3. Supplemental Group Coverages: Accidental Death and Dismemberment, Supplemental Disability (for educational expense obligations) and/or Hospital Indemnity Insurance. Click to learn more.

Valuable Group Insurance Solutions

Take advantage of a wide selection of insurance coverages that help meet your needs.

Level Term Life

Help protect your family’s financial future

Initial rates guaranteed not to increase for up to 20 years and coverage amounts up to $4,000,000 that remain level until termination at age 85 (depending on which term you choose). Learn More.
Mother and Son
Father Putting Helmet on Son

Long-Term Disability Insurance

Take advantage of a wide selection of insurance coverages that help meet your needs.

Our Group Long-Term Disability Insurance offers monthly benefits for covered disabilities of up to $20,000 and four optional benefits to choose from: The Future Purchase Option (FPO), Catastrophic Disability Option (CDO), and Cost of Living Adjustment (COLA) riders and Own Occupation Rider. Learn More.

Supplemental Disability Insurance

For educational expense obligations

The ACS Supplemental Disability Income Insurance offers a choice of two plans that can provide monthly benefits to help cover your educational debt if you suffer a covered disability. Learn More.
Surgeon During Surgery

Receive an additional 35% discount when you bundle If you are insured in at least one coverage from each of the three product categories below your insurance premiums for each category will be discounted.
This discount only applies to ACS Insurance underwritten by New York Life Insurance Company learn more

Exclusively for Members of the American College of Surgeons

There are always changes in your life and we are always making changes for the better in each of our group policies. Visit us periodically to learn about ways to plan for the future.

Why ACS Insurance? Personal insurance coverages designed for the needs of surgeons and their families. Learn more
The Female Surgeon's Guide to Financial Planning While women worry more than men when it comes to retirement, fewer women are maxing out on their retirement contributions. Read more
FAQs See what other surgeons like you are asking. Learn more

ACS-LP-0424

NYL-5031914